Payment Policy

ISTJ LIFESTYLE POINT

Tagline: The Inner Queen

Effective Date: 26 May 2026

At ISTJ LIFESTYLE POINT, we are committed to providing a secure and smooth payment experience for our customers. This Payment Policy explains the terms related to payments, billing, and transaction processing.

1. Accepted Payment Methods
We accept the following payment methods:

UPI Payments

Debit Cards

Credit Cards

Net Banking

Wallet Payments

Cash on Delivery (if available)
Available payment options may vary depending on location and order type.

2. Payment Confirmation
Orders will be processed only after successful payment confirmation.

Customers will receive an order confirmation through email, SMS, or WhatsApp (if applicable).

In case of payment failure, the order may not be confirmed.


3. Pricing
All prices are listed in Indian Rupees (INR).

Prices are subject to change without prior notice.

Applicable taxes and shipping charges may be added during checkout.


4. Secure Transactions
We use trusted third-party payment gateways to ensure secure payment processing. ISTJ LIFESTYLE POINT does not store sensitive payment details such as:

Card numbers

CVV numbers

Banking passwords

UPI PINs

Customers are advised never to share confidential banking information with anyone.

5. Failed or Pending Transactions
If payment is deducted but the order is not confirmed:

Please wait for up to 24 hours for automatic verification

If the issue continues, contact us with payment proof and transaction details

Eligible failed transactions are usually refunded according to bank/payment provider timelines.


6. Cash on Delivery (COD)
If Cash on Delivery is available:

Customers must provide accurate address and contact details

Repeated fake or rejected COD orders may result in service restrictions


7. Refund Processing
Approved refunds will be processed according to our Refund Policy and may take 5–10 business days depending on the payment method and bank processing time.


8. Fraud Prevention
ISTJ LIFESTYLE POINT reserves the right to:

Cancel suspicious transactions

Request additional verification for high-risk orders

Refuse service in cases of suspected fraud or misuse

9. Contact Information
For payment-related support or questions:

ISTJ LIFESTYLE POINT

The Inner Queen

📞 Phone: 9144783734
📧 Email: istjpro@gmail.com


10. Policy Updates
We reserve the right to update or modify this Payment Policy at any time without prior notice.